By opening a Simply Be Personal account you can choose the way you
want
to pay!
Either pay straight away or spread the cost - the choice is yours!
Shop all your favourite fashion, home styles or latest tech
We will keep your account details secure so you can just enjoy checking in as little as two clicks
Manage your account online or through our App
Decide how you want to pay! Pay in full or pay for it later. The choice is yours
Bag it today and Pay Later
If you choose to pay later, you will receive your first statement within 28 days of opening a credit account and thereafter, telling you how much to pay and when.
It’s on its way!
You can track your order online so you can just sit back and relax.
Returning Items? No Problem!
With our easy returns policy, you can return your items hassle free!
If you’ve been accepted for a personal credit account, no interest will be charged if you pay for your items in full by the date shown on your latest statement and by keeping your account up to date.
If you choose not to pay the full amount by the date shown on your latest statement and pay the minimum payment, you’ll be charged interest on your total remaining balance.
If you choose to pay just the minimum payment each month, this will cost you more in interest and take you longer to pay off than if you paid for your items in full.
Representative
example based on minimum monthly payments.
€100 purchase
13 monthly payments
Interest applied at a rate of 2.605% per 28 days charging period
Representative 46.9% APR
Total amount payable €122.42
If you pay more than the minimum monthly payment the loan will be cleared in a shorter period of
time.
CREDIT TERMS AND CONDITIONS *Credit is
subject to status. To open a Personal Credit Account, you must be resident of the Republic of Ireland
and over 18 years of age. Your order may be
refused even after you sign up for a credit account.
✓ Shop around in order to know whether you can obtain credit on terms better suited to you.
✓ If you are struggling to manage your finances, talk to your creditors to agree a payment plan and
ask the Money Advice and Budgeting Service for help. You can find more information on the MABS website
at www.mabs.ie.
Our high-cost credit provider agreements have a maximum APR of 46.9%. Licensed high-cost credit
providers must assess your creditworthiness in accordance with regulatory requirements. Before
providing credit, we will seek such information from you.
A Simply Be account is suitable for someone who wishes to buy clothing goods from a trusted mainstream
on-line supplier, but spread the cost over a period of time.
A Simply Be account has a fixed rate of interest, with no hidden fees or additional charges and can be
paid off early, without penalty, should the you find yourself in a position to do so.
Credit is subject to status and depends on our assessment of your financial circumstances. You must be
18 or over and a ROI resident. Terms and conditions apply.
DELIVERY TERMS AND CONDITIONS You can usually expect your delivery
in 5 working days, however items which come direct from the manufacturer, such as large furniture
items and goods requiring personalisation, may take longer.
REGISTERED DETAILS Oxendale & Co. Limited trading as Oxendales, Jacamo & Simply Be is regulated by the Central Bank of Ireland. Oxendale & Co. Limited is a limited liability company. Directors: S. O’Boyle, J. Clarke (British) & D. Joy (British). Registered in Ireland No. 263438. Registered Office: Woodford Business Park, Santry, Dublin 17 WEEE Reg. no. 00460WB