By opening a Simply Be Credit account you can choose the way you want to pay!
Either pay straight away or spread the cost - the choice is yours!
Shop all your favourite fashion, home styles or latest tech
We will keep your account details secure so you can just enjoy checking in as little as two clicks
Manage your account online or through our App
Decide how you want to pay! Pay in full or pay for it later. The choice is yours
Bag it today and Pay Later
If you choose to pay later, you will receive your first statement within 28 days of opening a credit account and thereafter, telling you how much to pay and when.
It’s on its way!
You can track your order online so you can just sit back and relax.
Returning Items? No Problem!
With our easy returns policy, you can return your items hassle free!
If you’ve been accepted for a personal credit account, no interest will be charged if you pay for your items in full by the date shown on your latest statement and by keeping your account up to date.
If you choose not to pay the full amount by the date shown on your latest statement and pay the minimum payment, you’ll be charged interest on your total remaining balance.
If you choose to pay just the minimum payment each month, this will cost you more in interest and take you longer to pay off than if you paid for your items in full.
Representative example based on minimum monthly payments.
€100 purchase
13 monthly payments
Rate of Interest 36.4%, applied at a rate of 2.8% per 28 days charging period
Representative 51.5% APR
Total amount payable €118.56
If you pay more than the minimum monthly payment the loan will be cleared in a shorter period of time.
CREDIT TERMS AND CONDITIONS *Credit is subject to status. To open a Personal Credit Account, you must be resident of the Republic of Ireland and over 18 years of age. Your order may be refused even after you sign up for a credit account.
3 months interest free period begins from the date of your credit agreement. Offer is available to new customers only who apply from 31/03/22 and are successful. If you choose not to pay your outstanding balance on your account by the end of the 3 month period, the statement following this period will include; (i), interest charged on the closing balance of your previous statement, and (ii) interest charged on any purchases made following the 3 month period , from the date each purchase was applied to your account. If you fail to make the minimum payment requested on your statement during the promotional period, the promotional interest rate will end, and you will be charged interest at the standard rate on the closing balance of your previous statement, from the date each purchase was applied to your account.
DELIVERY TERMS AND CONDITIONS Delivery times are based on the assumption that the items are in stock. Whilst we make every effort to deliver goods on the day we specify we cannot guarantee delivery on that day or accept any liability for out of pocket expenses, costs, losses or any other expenses due to failed delivery.
REGISTERED DETAILS Oxendales & Co Limited T/A Oxendales & Simply Be is regulated By The Central Bank Of Ireland. Oxendales & Co. Limited is a limited liability company. Telephone: (01) 8300600 / 8300800 Fax: (01) 8300333 Directors: B. O’Sullivan, D. Joy (British). Registered in Ireland, No 263438. Registered Office: Woodford Business Park Santry Dublin 17.WEEE registration number WB00460.